Job Description

Senior Mortgage Underwriter
Job Number: 21-12514
 
Help drive change! Eclaro is looking for a Senior Mortgage Underwriter for our client in New York, NY.
 
Eclaro’s client is a leading global bank stimulating change and innovation in the industry by offering top-notch financial products and services for a wide-range of clients worldwide. If you’re up to the challenge, then take a chance at this rewarding opportunity!
 
Position Overview:
  • Primarily responsible for analyzing a mortgage application, reviewing the financial risks and recommending a credit decision.
  • Must be comfortable discussing transactions with clients when needed.
  • Also handle credit related matter associated with the portfolio.

Responsibilities:
  • Reviewing the loan application with all the supporting financial documentation.
  • Preparing spreads from personal financial statements, bank/brokerage statements, tax returns, K-1s, P&Ls, etc.
  • Collaborating with Mortgage Sales Specialist on requesting for additional financial documentation or answers when necessary.
  • Completing a credit approval memorandum for risk management review.
  • Recommending eligibility decisions (approvals, denials, & counteroffers).
  • Clearing underwriting conditions as necessary.
  • Following policy and procedures and amending the guidelines when needed.
  • Ensuring compliance with all regulatory requirements.
  • Creating risk ratings in the bank's credit system,
  • Performing credit matter associated with portfolio changes (rate modifications, releasing/adding borrowers, changes in title, lot line adjustments, easements, etc.)
  • Assisting in mortgage reporting spreadsheets.
  • Working on mortgage related projects
 
Required Qualifications:
  • Bachelor's degree in Economics, Finance, Accounting, or Business Administration.
  • 5 - 7 years of mortgage experience
  • Knowledge of credit analysis, banking regulations and related processes.
  • Ability to work with financial statements and complex tax returns.
  • Ability to juggle multiple tasks simultaneously and prioritize time sensitive tasks in an efficient manner.
  • Solid interpersonal skills, good writing skills, excellent organizational & communication skills.
  • Must be proficient in various technology software packages (MSP experience a plus)
  • Ability to create, edit and manipulate Excel spreadsheets (Formulas, Pivot Tables, and VLOOKUP ups a plus).
  • Attention to detail and ability to work with minimal supervision
  • Building strong relationships remotely with Team
 
If hired, you will enjoy the following Eclaro Benefits:
  • 401k Retirement Savings Plan administered by Merrill Lynch
  • Commuter Check Pretax Commuter Benefits
  • Eligibility to purchase Medical, Dental & Vision Insurance through Eclaro
 
If interested, you may contact:
Tony Viterbo       
anthony.viterbo@eclaro.com   
6463571241
Tony Viterbo | LinkedIn
 

Equal Opportunity Employer: Eclaro values diversity and does not discriminate based on Race, Color, Religion, Sex, Sexual Orientation, Gender Identity, National Origin, Age, Genetic Information, Disability, Protected Veteran Status, or any other legally protected group status.

Application Instructions

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